Whether you want to start an emergency fund, plan your next vacation, or just pay down some extra credit card debt, saving money requires a LOT of discipline.

These saving money challenges are GREAT! Number 5 helped us build an emergency fund from scratch! If you want an easy way to start saving, you need to pin this!

I used to believe only rich people could afford to own a savings account. Truth is, you can totally do this even if you’re living paycheck to paycheck.

Related Tip: 6 Bad Money Habits That Will Ruin Your Budget


7 Simple Saving Money Challenges 

#1 The Penny-A-Day Challenge

This is a great place to start, especially if you feel like you can’t afford to start saving. Just add a penny a day to your money jar and cash it in at the end of the year!


#2 The $5 Bill Challenge

Set aside $5 every pay week and any other five dollar bills you have just laying around.


#3 The $20-A-Week Challenge

Stash away $20 every week in a mason jar. By the end of the year, you’ll have $1040 to help pay for those holiday gifts and more!


#4 The Save $500 In 30 Days Challenge

This challenge requires a bit more discipline and commitment, but it’s definitely worth it. You can use this to help you save up for a vacation, down payment on a new car, or even pay for back to school shopping.


#5 The Save $1,000 in 3 Months Challenge

Unexpected expenses suck. I used to think we couldn’t afford to start an emergency fund – but the truth is, we couldn’t afford NOT too. This approach makes it affordable to get started!


#6 The 12 Month Savings Challenge

If you can’t save $1,000 in 3 months, you can still do it in 12! This challenge shows you how to start an emergency fund and grow it to over $1,000 in 12 months.


#7 The Yearly Savings Challenge

Here’s another way to save an extra $1,000! I love that it’s budget-friendly since you’ll never deposit more than $35 each week.

Your Next Step

See? You don’t have to be rich to build a savings fund. You can totally do this no matter what your budget looks like.

So if you’re ready to take the plunge, you can join my FREE 52-Week Saving Money Challenge below!